Asset
Can I finance a used van or HGV?
Used commercial vehicles can often be considered, subject to age, mileage, supplier, value, deposit and lender criteria.
Ask a broker
Search common asset finance questions before you submit an enquiry.
Asset
What makes machinery finance easier to approve?
Clear asset value, supplier credibility, business use, deposit, affordability and a sensible term all help lender confidence.
Credit
Can I apply if my credit is not perfect?
Yes, but lender choice may be narrower. The asset, deposit, trading history, recent bank conduct and explanation of past issues can matter.
Business type
Can sole traders get asset finance?
Sole traders can enquire. Lenders may request ID, proof of address, trading evidence, bank statements and a clear business use case.
Business type
Who signs finance documents for a limited company?
Lenders usually expect authorised directors or signatories to sign. Director details may be checked against Companies House.
Location
Do local Dorset businesses need to use a local broker?
Not always, but a local conversation can make it easier to explain the asset, supplier, business story and timing pressure clearly.
Costs
Can I ask how a broker is paid?
Yes. Customers should be given clear information about broker status, commission arrangements and any fees before committing.
Documents
Why do lenders ask for a supplier invoice?
The invoice confirms the asset, price, supplier, VAT position and what the lender is being asked to fund.