1
Tell us what you want to finance
Start with the asset, supplier, total price, deposit, preferred term and whether you are a limited company, sole trader or partnership.
Plain-English process
What to expect when applying for asset finance
Finance can feel confusing if you have not done it before. This page explains the usual steps.
2
We understand the business story
The finance route depends on more than price. We look at trading history, affordability, the reason for the asset and any timing pressures.
3
Documents are gathered early
Typical requests can include bank statements, accounts, ID, proof of address, supplier invoice, company details and trading address information.
4
Suitable finance routes are discussed
Depending on the enquiry, options may include hire purchase, finance lease, contract hire, asset refinance, VAT finance or a business loan.
5
The proposal is packaged for lenders
A clearer proposal helps lenders understand the asset, customer, repayment plan and commercial reason for the funding.
6
Terms, checks and documents follow
If terms are available and accepted, the lender completes checks, issues documents and confirms what is needed before funds are released.