Before you sign a finance agreement
A plain-English checklist for asset finance, hire purchase, leasing and business funding documents.
total amount payable
monthly repayment and term
deposit
balloon or final payment
fees and broker commission disclosure
ownership and title
early settlement position
VAT and accountant questions
insurance and maintenance obligations
what happens at the end
Do not sign only because the monthly payment looks affordable. Check the total cost, final payment, ownership position, fees, early settlement, VAT treatment to discuss with your accountant, and whether you have received clear information about broker status and commission arrangements.
Questions about an agreement you are about to sign?
Contact us and we can check it over with you, explain the key points in plain English and help you understand what to ask before proceeding — with no obligation.