What to prepare
asset list
proof of ownership or settlement figures
asset age and condition
serial numbers or registrations
current finance details if any
reason for refinance
bank statements
Why these details matter
Lenders want to understand the business, the asset or funding purpose, the supplier, the amount, the deposit, affordability and who is authorised to proceed. Preparing this information early can reduce delays and avoids turning a finance enquiry into a long back-and-forth.
A checklist is not a guarantee of approval. Finance remains subject to status, affordability, lender criteria and final documentation.