Standout finance tool

Finance Readiness Score

A simple pre-enquiry tool that shows customers what lenders and brokers normally need.

Do you know the exact asset, supplier and price?

Lenders usually move faster when the asset, invoice or supplier quote is clear.

Do you have a deposit or VAT plan?

A deposit or VAT plan can improve structure and affordability discussions.

Has the business been trading for 2+ years?

Newer businesses can still be considered, but trading history affects lender appetite.

Can you provide bank statements or accounts if requested?

Clean documentation makes broker packaging easier and reduces back-and-forth.

Are directors aware of any credit issues?

Being upfront helps identify suitable lenders sooner.

Can you explain how the asset helps the business earn, save or operate?

A strong commercial reason makes the story easier for lenders to understand.